Some of my data got compromised somewhere out there, and I’ve been getting notifications that I’ve applied for loans, or student loan forgiveness, or whatever.
Norton LifeLock told me I could put a hold on my credit — so nobody would be able to apply for a loan in my name. There are only three credit bureaus, and it only takes a few minutes to place the hold.
Given all the data breaches and nonsense out there, it might be prudent to put a hold on your credit until you know you need to apply for a loan.
There was a Mitchell & Webb routine about this, where the bank was trying to tell a customer that his identity had been stolen, and the customer didn’t find it persuasive. “I still seem to have my identity – whereas you seem to have lost several thousands of pounds.”